Starting a new job is exciting—a new paycheck, new people, and new opportunities. But in the whirlwind of change, it’s easy to forget something crucial: our retirement savings. According to a Vanguard study, many job switchers lower their retirement savings, often without even realizing it. Over time, this oversight can Read more…
When I first started working, I didn’t think too much about my 401(k), but I’m so glad I enrolled right away—it made a huge difference. That retirement money has the most time to grow, thanks to compound interest. If your employer offers this benefit, taking advantage of it early can Read more…
If you’re fresh out of school, I know firsthand how stressful it can be to face student loans. I’ve been there—dealing with both federal and private loans—and I’ve found a few things that helped me pay mine off faster. The good news? You don’t have to let your debt control Read more…
It seems like every few months we hear about another company data breach leaking our personal information. Identity theft is on the rise, and freezing your credit is one of the simplest ways to protect yourself. While it might seem like an extra hassle, freezing your credit makes it much Read more…
When it comes to planning for retirement, you might have heard about it but not know much about how and when to start saving for it. Retirement planning means putting money aside now so you can live comfortably later in life when you’re no longer working. The earlier you start, Read more…
When I first started budgeting, I felt overwhelmed by all the choices. I knew budgeting was important because I wanted to be responsible with my money, avoid debt, and build good habits from the start. Like many, I wanted to make sure I wasn’t spending more than I earned. Should Read more…
Growing up, I remember hearing about families who didn’t trust banks or have access to them. It wasn’t until I started learning more about personal finance that I realized how common this experience is, especially for many in the Hispanic community. In fact, 12% of Hispanic households are unbanked, compared Read more…
As we celebrate Hispanic Heritage Month, it’s the perfect time to highlight Latinas who are making waves in the business world—none more so than Selena Gomez, who recently became a billionaire. Best known for her career as a singer, actress, and producer, Selena has built an empire that goes far Read more…
You may have heard people talking “I Bonds” all over social media the past few years, and there’s a reason for that—they’re getting a lot of buzz! But what exactly is an I Bond? Let’s break it down in simple terms. What Are I Bonds? A Series I Bond is Read more…
When you start investing, you’ll probably hear the term ‘diversification’ come up a lot. But what does it really mean, and why should you care about it? In simple terms, diversification means spreading out your investments across different types of assets. Instead of putting all your money into one thing, Read more…