Category: Credit

  • How Good Credit Can Steer You Toward Your Dream Car

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    dyneri
    in ,

    So, you’ve been eyeing that sweet ride, and now you’re ready to make it yours. But before you hit the dealership, there’s one thing you need to know: your credit score is about to become your new best friend (or your biggest obstacle). Let’s break down why credit plays a crucial role in buying or…

  • Tips for Building and Managing Your Credit Score

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    dyneri
    in ,

    Your credit score might just be a number, but it holds a lot of power over your financial future. Whether you’re buying a home, getting a new car, or simply securing better interest rates on loans, your credit score can make or break those plans. Even though I didn’t learn about credit until adulthood, understanding…

  • Understanding Soft vs Hard Credit Checks

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    dyneri
    in ,

    Before I started routinely checking my credit, I believed the myth that checking it would hurt my credit score. This is because I didn’t know the difference between a soft and hard credit check. (We discuss what actually affects your score here). Soft Credit Check A soft credit check, also known as a “soft pull” or…

  • Why Building & Managing Credit is Important

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    by

    dyneri
    in ,

    When I first started learning about personal finance, one of the most confusing and intimidating topics was credit. What exactly is it, and why does it seem to affect so many areas of our lives? I knew having a high score was a good thing, but I didn’t understand how it worked, let alone how…

  • Recipe: How to Blend the Perfect Credit Score

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    dyneri
    in ,

    In this post, we’ll break down what influences your credit score using a fun and simple analogy — making a refreshing guava and strawberry agua fresca. Just like every ingredient adds to the flavor, different factors impact your credit score. Let’s deconstruct the recipe and see how each element of credit works together to build…