When payday rolls around, it’s tempting to dive into spending or just cover bills and hope there’s something left over. I’ve been there—it’s easy to prioritize everything but yourself. That’s where the concept of “paying yourself first” comes in. It’s not just a catchy phrase; it’s a game-changing approach to Read more…
Financial products can often seem irresistible, promising big returns and financial security. This appeal is particularly strong in the Hispanic community, where financial advice often comes from trusted friends, family, or even influencers on social media. One product getting a lot of hype these days is Index Universal Life (IUL) Read more…
When starting your financial journey, choosing the right bank accounts can feel overwhelming. I remember thinking just a checking and savings account would cover all my needs—until I discovered the wide range of options available. Each type of account serves a unique purpose, from handling everyday expenses to planning for Read more…
Earning a six-figure salary might sound like guaranteed financial comfort, but that isn’t always the case. Meet the HENRYs: High Earners, Not Rich Yet. These individuals or families typically earn between $100k-$500k yet still feel financial pressure. Why? Rising living costs, high student debt, real estate prices, and lifestyle inflation Read more…
Growing up, I remember hearing about families who didn’t trust banks or have access to them. It wasn’t until I started learning more about personal finance that I realized how common this experience is, especially for many in the Hispanic community. In fact, 12% of Hispanic households are unbanked, compared Read more…
As we celebrate Hispanic Heritage Month, it’s the perfect time to highlight Latinas who are making waves in the business world—none more so than Selena Gomez, who recently became a billionaire. Best known for her career as a singer, actress, and producer, Selena has built an empire that goes far Read more…
We’ve heard of compound interest, and while it can work against you in debt, it’s a game-changer when it comes to growing your savings. If it feels overwhelming, don’t worry – the key is simple: compound interest helps your money earn even more money over time. In our community, where Read more…