Tag: credit card
-
Why Credit Card Balances Are Costing You More
If you’re feeling the pinch of higher costs when carrying a credit card balance, you’re not alone. Credit card rates are at historic highs, making it more expensive than ever to not pay your credit card in full each month. The reasons behind these increases involve a mix of factors: rising interest rates, bank fees,…
-
How Many Credit Cards Should You Have?
Figuring out how many credit cards to have can feel overwhelming, especially when you’re just starting your credit journey. Your ideal number depends on your financial goals, spending habits, and comfort managing multiple accounts. Maybe you’re after best cash-back rewards, or just want a single card to build credit. Whatever your plan, adding cards gradually,…
-
When Paying Bills with a Credit Card Makes Sense
Paying bills with a credit card can be a savvy financial move—if you play it right. More than half of renters today pay online using digital payment options, including credit cards [1]. When done wisely, paying with a credit card can lead to some major perks like free flights or hotel stays. Here’s a breakdown…
-
Your First Credit Card: How to Build Smart Credit
Getting your first credit card while you’re young isn’t just about spending power—it’s about building a strong financial foundation. Starting early gives you a head start on establishing good credit, which is key for future milestones like renting an apartment, buying a car, or even landing that dream job. Plus, it’s a great way to…
-
5 Key Tips for Managing Your First Credit Card
So you’ve got your hands on your first credit card—congrats! But before going on a shopping spree, let’s chat about how to use it wisely. Credit cards can be super useful, but they also come with some important responsibilities. If you’re new to the credit game, don’t worry—I’ve got your back give simple tips to…