The holidays are a time for family, food, and celebration—but they can also bring money stress. Caught up in the joy of giving, many of us spend more than we plan. In fact, 36% of Americans took on an average of nearly $1,200 in holiday debt in 2024 [1]. Starting Read more…
So, you’ve decided to refinance your student loans (see our post to help you decide if refinancing makes sense for you). Refinancing can simplify your payments, lower your interest rate, and save you money. But before you jump in, there are some key things to consider. Here’s what you need Read more…
After graduation, I had a mix of student loans—federal, private, and all with different interest rates. Managing them felt overwhelming. I wanted to simplify my payments and save some money. That’s when I learned about refinancing. At first, it sounded confusing, but once I figured it out, it changed everything. Read more…
Starting with loan options can feel overwhelming, especially when financial stress is high. For many Hispanic individuals in the U.S., navigating loans to cover essential expenses is an everyday reality. Payday loans are popular in Hispanic and Black communities because they’re quick and easy to get, despite their high interest Read more…
We’ve all been there—unexpected expenses pop up, and you’re short on cash. This time, though, you don’t want to ask your familia, especially that one tía who always bails you out. So, what are your options? Depending on how fast you need the money, here are some solutions you can Read more…